Commercial Property Insurance
If you are looking for a competitive quote on virtually any commercial property, why not give us a call on 0800 294 4522 and we will do our best to provide you with a suitable policy at extremely competitive rates.
Our policy offers comprehensive cover for most commercial properties including:
- Offices, including taxi offices, travel agents, and estate agents
- Hairdressers and beauticians
- Restaurants, including cafés and high risk eateries, such as fast food takeaways
- Dental surgeries
- Car accessories stores
- Furniture stores
- Garden centres
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We can also provide insurance for commercial & residential combined risks as well as insurance for unoccupied commercial properties.
Benefits of Commercial Insurance
- Cover for material damage through accidental loss or destruction.
- Full accidental damage cover.
- Contents Insurance for landlords included as standard.
- Up to £2,000,000 property owner's liability.
- Up to 33% loss of rent (subject to additional premium).
Business / Property Owner
Comprehensive commercial buildings insurance that includes cover for buildings such as: offices, surgeries, shops, off-licenses, beauty salons, fast food take away, grocers, cafes, launderettes, commercial properties combined with residential flats above; and many more.
We can insure the buildings (these include: outbuildings, annexes, car-parks, fixtures and fittings etc), property owners' liability, employers' liability, terrorism and rental income/loss of rent. This insurance also allows for reinstatement of sum insured, cover whilst the property is undergoing renovations/repairs, automatic additional increase to day one declared value of the sum insured and many more features and benefits. We will insure individual commercial properties, or within a block portfolio – and we can arrange for pro-rata starts to any properties added to a block portfolio.
Business Owner Insurance
Discounted insurance that's ideal for small to large business owners, why not let us take away all the hassle of trying to find the perfect insurance? You will find our business owner insurance to be comprehensive, value for money and best of all; it will be underwritten by some of the country's top business insurance underwriters. This insurance comes standard with the necessary insurance you will need as the owner of the business – to protect you, your business and your employees; you can also add extra cover against loss or damage to your stock, equipment, office furniture/supply, individual directors and officers insurance etc.
We hope you are completely delighted with your policy; however if you decide you do wish to cancel it, please contact us immediately. You must do this in writing to either firstname.lastname@example.org or Discount Insurance, 27 Great West Road, Brentford, London, TW8 9BW.
You have 14 days from the start of your policy, or from the day you receive your documents, to decide if this product meets your needs. If you choose to cancel this policy within this period, and no claim has been made, we will refund the policy, charging you only for time on cover. Cancellations made after 14 days of the start date will be subject to cancellation fee of up to £35. We will also retain a pro-rata premium for time on cover. For instance, if you paid £200 for a policy and cancelled this half-way you will be entitled to a refund of £100 for the unexpired portion of the policy less the cancellation fee of £35 (total refund in this instance would be £65). Please note any administration fees charged for policy set up are non-refundable if cancelled after the 14 days cooling off period.
* Policy limits and exclusions apply, please see the policy wording for full details
Click here for the latest versions of the Policy Wordings and Insurance Product Information Document for each product we offer.
Current customers - please check the version date against your policy sold. Older versions can be found in our document archive.