Home Building Insurance

Cover includes:

• Loss or Damage Cover includes perils such as fire, flood, storm, theft, smoke damage, riots, explosion, impact, escape of water/oil, malicious damage and subsidence;
• Property Owner's Liability up to £2 million;
• 90 days unoccupancy allowed;
• Household Insurance cover is 'new for old'.

Buildings additional options:

• Alternative accommodation – up to 20% of the sum insured;
• Damage to locks and replacement of keys up to £500;
• Removal of debris and cover of building fees;
• Loss or damage to pipes, drains and cables, fixed glass, sanitary ware, gardens, trace and access and emergency access;
• Accidental damage – Optional opt-in cover.