Home Building Insurance
- Loss or Damage Cover includes perils such as fire, flood, storm, theft, smoke damage, riots, explosion, impact, escape of water/oil, malicious damage and subsidence;
- Property Owner's Liability up to £2 million;
- 90 days unoccupancy allowed;
- Household Insurance cover is 'new for old'.
Buildings additional options:
- Alternative accommodation – up to 20% of the sum insured;
- Damage to locks and replacement of keys up to £500;
- Removal of debris and cover of building fees;
- Loss or damage to pipes, drains and cables, fixed glass, sanitary ware, gardens, trace and access and emergency access;
- Accidental damage – Optional opt-in cover.